Punjab Government Implements Defined Contribution Pension Scheme for New Employees from January 2024

Date: November 12, 2025

Location: Lahore

The Government of the Punjab Finance Department has officially issued a notification regarding the implementation of the Punjab Defined Contribution Pension Scheme Rules, 2025, under the newly inserted Section 18-A of the Punjab Civil Servants Act, 1974.

According to the notification (No.FD-SR-III/4-239/2023) dated 12th November 2025, all civil servants appointed on or after January 8, 2024, will now be required to contribute to the Defined Contribution Pension Scheme instead of the traditional pension system.

The notification has been circulated to all major administrative departments, including:

• Additional Chief Secretary (South Punjab)
• All Administrative Secretaries
• The Secretary to Chief Minister, Punjab
• Commissioners, Deputy Commissioners, and District & Sessions Judges across Punjab
• The Registrar Lahore High Court
• Other key provincial offices

The new scheme will be administered by the Punjab Pension Fund, which is a special institution under the Finance Department. The Fund will facilitate employee enrollment and management of pension contributions as per Rule 4(18) of the 2025 Rules.

Punjab Pension Fund Contact Information

Departments have been instructed to coordinate with the Punjab Pension Fund and ensure the opening of pension accounts with eligible fund managers within one month of appointment. This will allow timely monthly contributions by both the employees and the Punjab Government, processed through the Accountant General Punjab and District Accounts Offices.

The directive was issued under the signature of Section Officer (SR-III) Fazal Rahim, Finance Department, Government of the Punjab.

Key Highlights

• Applicable to all employees appointed on or after January 8, 2024.
• Old pension system continues for employees appointed before this date.
• Punjab Defined Contribution Pension Scheme Rules 2025 officially implemented.
• Punjab Pension Fund designated as the main coordinating authority.
• Government departments must open Defined Contribution Pension Accounts within one month of appointment.